Get out of debt with The National Foundation for Credit Counseling, a non-profit trusted network of credit counseling agencies. Connect with a counselor!

We are a 501 (c)3 nonprofit organization that helps Americans struggling with debt in two ways: Use one of our free tools to dispute your debt, negotiate your debt, or file Chapter 7 …

Sep 6, 2024 · InCharge Debt Solutions, a leading nonprofit organization, offers free and impartial debt relief solutions to consumers struggling with credit card or other unsecured debt. If you …

Jan 16, 2025 · Fortunately, several charities provide free debt relief services, including financial counseling, budgeting assistance, and debt repayment programs. These organizations offer …

Sep 6, 2024 · Credit counseling is a free service that helps you evaluate your finances and identify debt relief programs. InCharge's certified credit counselors may help you enroll in a …

Jan 28, 2025 · Debt settlement companies negotiate with creditors to lower your overall balance. If you're struggling to pay your bills, you might be able to lower your payments by working with …

Spot and avoid scammy debt settlement or debt relief organizations — whether they’re offering credit counseling, debt settlement, or any other service. Never pay any group that tries to …

Aug 1, 2024 · Debt relief is a process that helps individuals struggling with debt find a way to reduce or manage their financial obligations more effectively. This can include negotiating …

Credit counseling is a free service that helps people regain control of their money with personalized solutions to their financial challenges. You may complete the process online 24/7 …

Whether you are living paycheck to paycheck, experiencing a financial emergency–or you just need help with money management–a certified credit counselor can help you make a plan to …